Your late teens and 20s will no doubt be some of the best times of your life. It’s the perfect time for you to have some fun – travel the world with friends, explore new hobbies, and learn something new! Your 20s are for fun, yes. But these years will also provide you with […]
Isn’t it crazy to see how retail spending habits have changed over the years? From cash to checks to credit cards and chip cards… payment solutions have really evolved. Now, mobile payment is changing the way that millions of consumers are checking out. In 2019, over 50% of US adults conducted a transaction on […]
With the new year comes new goals… Across our leadership team at Deerwood Bank, we have been working on setting goals for the upcoming year centered around providing excellent service, leading technology, and products that are nice and simple for you and your business. Here are 7 tips to help you set (and reach!) […]
The 5Cs have long been used by lenders to evaluate the creditworthiness of both businesses and individuals. While they play a big part in the decision-making process, banks like Deerwood make their decisions based on more than these five factors. If you’re preparing to apply for a home loan in Minnesota or a business […]
Managing finances can be tricky. However, a budget can be the cure to your financial headaches. By creating and sticking to a budget, you can take the thought out of your spending. Budgeting allows me to think about each of the purchases that I make throughout my daily routine, and be intentional with the […]
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