Schrupp Family. Deerwood Bank Customers standing in front of huge house

An investment that will stand the test of time.

From shingles to shutters, you will spend months planning every aspect of your new home. Our friendly, helpful mortgage specialists have years of experience guiding people through the complex process, helping them decide which construction loan product best fits their needs.

Whether you have extensive knowledge or zero experience with construction loans, we’ll make sure it’s a nice and simple process.

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Types of Loans


A construction-to-permanent loan is used to buy land and finance building a new home. When the construction is completed and inspected, the loan automatically turns into a home mortgage loan.

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Construction Only

Construction loans are used to buy land and build a new home. Like a line of credit, you only draw what you need. Once completed, a seperate mortgage needs to be taken out before moving in.

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Applying is easy.

When you apply, you’ll just need to provide the following items:

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Two Recent Pay Stubs
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Two Recent Years of W-2s
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Recent Checking, Savings, Stocks, Bonds, and Retirement Account Statements
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Two Recent Years of Personal and Business Tax Returns
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Costs, Bids, and Sworn Construction Statement
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Blueprints, Plans, and Lot Info
Bethany S. Real Estate Loan Officer

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