Schrupp Family. Deerwood Bank Customers standing in front of huge house

An investment that will stand the test of time.

From shingles to shutters, you will spend months planning every aspect of your new home. Our friendly, helpful mortgage specialists have years of experience guiding people through the complex process, helping them decide which construction loan product best fits their needs.

Whether you have extensive knowledge or zero experience with construction loans, we’ll make sure it’s a nice and simple process.

Connect with a construction loan expert ->

Types of Loans

Construction-to-Permanent

A construction-to-permanent loan is used to buy land and finance building a new home. When the construction is completed and inspected, the loan automatically turns into a home mortgage loan.

Apply now ->

Construction Only

Construction loans are used to buy land and build a new home. Like a line of credit, you only draw what you need. Once completed, a seperate mortgage needs to be taken out before moving in.

Apply now ->

Applying is easy.

When you apply, you’ll just need to provide the following items:

red envelope with money sign icon
Two Recent Pay Stubs
red w-2 icon
Two Recent Years of W-2s
Red document icon
Recent Checking, Savings, Stocks, Bonds, and Retirement Account Statements
red graphic with the word tax
Two Recent Years of Personal and Business Tax Returns
red graphic with the word BID
Costs, Bids, and Sworn Construction Statement
Red Graphic with plan and pencil
Blueprints, Plans, and Lot Info

Want to learn more about shopping for a loan?

Connect with one of our Mortgage Lenders. -> Download the Home Loan Toolkit PDF ->
↑
Back toTop