November 19, 2019
The 5Cs have long been used by lenders to evaluate the creditworthiness of both businesses and individuals. While they play a big part in the decision-making process, banks like Deerwood make their decisions based on more than these five factors. If you’re preparing to apply for a home loan in Minnesota or a business […]
November 12, 2019
The homebuying process can be complicated. Luckily, there are experts out there who can help simplify this process. Whether it be a real estate agent, mortgage lender, or simply the internet, there are a ton of educational resources available for first-time homebuyers. So – in a world of big words and long acronyms, I […]
November 05, 2019
Managing finances can be tricky. However, a budget can be the cure to your financial headaches. By creating and sticking to a budget, you can take the thought out of your spending. Budgeting allows me to think about each of the purchases that I make throughout my daily routine, and be intentional with the […]
October 29, 2019
No matter what situation you find yourself in, managing your personal finances can be a challenge. It is becoming increasingly difficult for many as the banking world transitions into a digitally focused environment. Fortunately, you can now take advantage of thousands of budgeting and investing apps and tools on the market. First, let’s take […]
October 21, 2019
I get asked all the time, “What is a Community Bank? What does that even mean?”. Well, to give a simple answer, regulators and legislators often refer to banks with less than $1 billion in assets as community banks, but still – what’s the difference for a consumer? Most people want to know why […]
Access Your Account
Cash Manager
Menu