Deerwood Bank Personal Solutions

Personal & Business Credit Card Options

You choose to bank with us-
Why not carry our credit card?



Personal Credit Card Options

We make it easy to choose the credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.

  • Visa® Classic
  • Visa® Platinum
  • Gold MasterCard®

Low Rate Card

Benefits & Features

  • Competitive annual percentage rate (APR).*
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • The APR* for purchases and cash advances stays the same. We do not charge a higher rate for cash advances.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • *Other fees may be charged, these fees are listed on the downloadable application

Preferred Points Card

Benefits & Features

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • The APR* for purchases and cash advances stays the same. We do not charge a higher rate for cash advances.
  • Low introductory rate for first six months.* Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • *Other fees may be charged, these fees are listed on the downloadable application

Apply Now!

Download printable Personal Credit Card application now. You may drop off your typed or hand written application to any of our branch locations.

Business Credit Card Options

We make it easy to choose the credit card that is right for you. Our Business Visa® Card is available in two options, the Standard Card or the Preferred Points Card.

Standard Card

Benefits & Features

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.
  • Other fees may be charged, these fees are listed on the downloadable application.

Preferred Points Card

Benefits & Features

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.
  • Other fees may be charged, these fees are listed on the downloadable application.

Apply Now!

Download printable Business Credit Card Application. Please review this list of supporting documents and submit along with your completed application to any of our offices.

  Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
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Organizational Papers Star Graphic Star Graphic Star Graphic Star Graphic Star Graphic
Borrowing Resolution   Star Graphic Star Graphic Star Graphic Star Graphic
Financial Statements   Star Graphic Star Graphic Star Graphic Star Graphic
Personal Guaranty Star Graphic Star Graphic Star Graphic    
Personal Tax Return Star Graphic Star Graphic Star Graphic